I am very passionate when it comes to families, especially struggling single Mother’s having everything that they need, want and desire, particularly when it comes to housing. At the end of the day, EVERYONE should have a stable, secure, safe place to live. I pray with all of my heart that this information is helpful to you or someone you know! Please re-post!!!
With everything that has transpired with the housing market crash, jobs and UNEMPLOYMENT, a number of families/individuals have become homeless or are on the verge of becoming homeless. I have read many hurtful and disturbing posts. Personally, I don’t know how millionaire’s sleep at night; if I was one, I’d be broke from trying to help families in distress. I would do everything in my power to END the fight against hunger and homelessness.
I have searched online for apartment rentals, and during my search I’ve seen ads that said “No Bankruptcies within the last 3 years, No evictions, No Felonies, Must have good credit” (my God who has any good credit left these days). So…I thought to myself, there has to be a program(s) out there to help the people who fall into these categories. Bad things happen to Good people, I’m a living witness to that.
I was on Craigslist in the apartment section, I typed in “evictions”, not much came up. I then typed in “2nd chance” BINGO!!! It was like hitting the lottery!!! I saw one ad after another, there are a number of properties that participate in what’s known as the 2nd Chance Rental Program. If you have a broken lease, eviction, bankruptcy, bad credit and even a felony – NO VIOLENT CRIMES, there are apartment complexes out there willing to work with you! Of course they will need pertinent information from you.
I have found this program in the following states, listed under the following search terms.
Sacramento, CA – 2nd Chance; Texas – 2nd Chance; Georgia – no credit check; Illinois – no credit check & 2nd chance; Michigan – no credit check and pre-pay for an entire year. (Pre-paying rent for an entire year in my opinion is an excellent option if you have the money).
There may very well be other states offering the 2nd chance program or something similar, please go online and do your research. Craigslist – Housing – Apartments/Housing.
If there is indeed a Tier 5 Unemployment extension, at least you know that you and your family will have 20 weeks of housing, you don’t have to worry about sleeping in a vehicle or staying in a motel. *Some of the apartment complexes are offering move-in specials and free rent. This in my opinion is definitely a 2nd chance! Be sure to reach out to your local agencies/churches for rental deposit assistance. Some agencies will help with the deposit and first month’s rent. Combine that with a rental special (i.e. – 1/2 off first month’s rent or 30 days free rent) you can finally start to see the light at the end of the tunnel.
In the Dallas, TX area there is a home buyer program, the requirements are as follows:
580 FICO score, Earn $4000 per month combined income, $500 down and you qualify for a brand new home!
Please stay strong, positive and encouraged! Keep fighting the good fight of faith. Continue to reach out for assistance (rent, utilities, clothes, shoes, food, furniture items, Christmas toys for the children – help is out there) get into an educational training program, continue to apply for jobs EVERYDAY — your prayers will be answered!
9/22/10 – UPDATE: I wanted to post an actual 2nd chance leasing ad for you to see with your own eyes…there is hope out there, we just have to create it for ourselves. Rent a 1-bedroom, save money until you get back on your feet financially.
$445 / 1br – 2ND-SECOND CHANCE LEASING! BAD CREDIT OK! (N DALLAS/ALL AREAS DFW)
Date: 2010-09-09, 5:46PM CDT
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OR RESPOND TO AD WITH THE FOLLOWING INFORMATION:
WHERE YOU ARE LOOKING TO MOVE:
SECOND CHANCE, 2ND CHANCE, BROKEN LEASES, DEBT, EVICTIONS, BANKRUPTCIES, BANKRUPTCY, FORECLOSURE, LARGE DOGS-OK!